In today’s world, phishing is one of the most common internet scams. But what exactly is phishing, and how can you protect yourself from falling victim to it?
The internet makes it easier than ever to stay connected. You can send a quick text message, chat with someone through an app, or email anyone across the world in seconds. Businesses also benefit from this easy communication, allowing them to share updates and information with their customers.
Unfortunately, scammers also use these same methods to trick people—and one of the most widespread tricks is called phishing.
What is phishing?
Phishing is when criminals send messages pretending to be from a trusted organisation. Their goal is to steal personal information like passwords, bank details, or other sensitive data. These messages can appear to come from familiar places such as your bank, the government, or popular companies.
For example, you might get an email or text message claiming to be from the UK Government about tax refunds or energy rebates. You could also receive a message pretending to be from your bank, asking you to verify your account. While these messages may look real, they are fake and designed to deceive you.
Once scammers get hold of your information, they can use it to steal your money, commit identity theft, or even access other accounts linked to you.
How common is phishing?
Phishing is more common than many people realise. You might think, “Why would anyone target me?” The truth is, scammers often send thousands of fake messages at once, hoping a few people will fall for the trick.
According to a government survey, 39% of businesses reported experiencing a cyberattack, and 83% of those attacks were phishing attempts. This shows how widespread and persistent phishing scams have become.
Common types of phishing scams
Phishing scams can take many forms, but they often use these common methods:
Fake emails: These emails pretend to come from trusted organisations like your bank or a government office. They often contain urgent messages asking you to click a link or share personal information.
Text messages (smishing): You may receive fake SMS messages claiming to be from delivery companies, banks, or even government agencies, asking you to confirm details or follow a link.
Fake websites: Scammers create websites that look like the real thing but are designed to steal your information. Always double-check website addresses carefully.
Phone calls (vishing): Some scammers call pretending to be from your bank, insurance company, or the Government. They may ask for personal information or pressure you to make payments.
How to protect yourself from phishing
If you receive a message that seems suspicious, follow these steps to stay safe:
Do not reply: Never respond to unexpected messages asking for personal information.
Check the source: If you receive a message from your bank or another trusted company, contact them directly using their official website or phone number.
Look for red flags: Watch for spelling mistakes, urgent language, or unfamiliar website links. These are signs that a message may be fake.
Use security tools: Enable spam filters, keep your devices updated, and consider using multi-factor authentication (MFA) for extra protection.
Report scams: If you suspect a phishing attempt, report it to the relevant authorities. In the UK, you can forward phishing emails to report@phishing.gov.uk or report scam texts to 7726 (free of charge).
By staying alert and following these simple steps, you can help protect yourself and your loved ones from falling victim to phishing scams.
Avoid and report internet scams and phishing: Report internet scams and phishing – GOV.UK
